.jpg)
AUTO LOANS FAQ
What are the interest rates for my auto loan?
Interest rates are determined by the actual lenders and are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Your auto loan expert will explain these factors, and tell you exactly what your interest rate will be.
Can I get an auto loan even if I have bad credit?
Of course! Our lenders will work with you every step of the way to help you get approved! Our lenders specialize in helping you get the auto loan you deserve.
What kind of vehicles can I get through your service?
Our nationwide network of auto dealers provides for all types of vehicles, both new and used. Sport Utilities, Vans, Trucks, Passenger Cars, Luxury Cars and Sports Cars.
If I buy a Pre-Owned Vehicle, how can I be sure it is reliable?
All of our Dealers offers Protection Plans and Extended Warranties that will cover your vehicle and give you peace of mind.
When will my first monthly loan payment be due?
Your monthly payments will fall on the due date you specify on your loan application – and your first payment will be due on the first occurrence of your due date. For example, if you select the 15th of each month for your payment due date and your check is funded on the 10th day of October, then your first payment would be due on the 15th of November. Note: If the first payment falls on a weekend or holiday, the payment will be due on the next business day.
What loan amount should I request?
We suggest that you apply for an amount greater than the amount you think you’ll need in order to give yourself some flexibility. Remember that your actual loan amount will be the amount you fill in on your check. For a new or used purchase from a dealer, this can include the sale price of your vehicle, taxes, licensing and registration fees, credit insurance, extended warranty/service contracts, and any other fees, less the value of your trade in and/or down payment.